Founding cohort now enrolling — 10 spots

Make your money
work harder than you do.

A 90-day coaching program for high-earning professionals tired of living paycheck to paycheck. Eliminate debt, build credit, and start investing — with a proven roadmap that works in any economy.

90Day roadmap
$5K+In tools included
1:1Weekly coaching
Sam Joher
Your coach
Sam Joher
Founder, Smith & Devane Consulting
Trusted by busy professionals
Doctors, engineers, lawyers
If this sounds familiar

You earn well. So why does it never feel like enough?

A six-figure salary doesn't shield you from financial stress. You're not broken — you've just never been handed the playbook.

💳

Buried by debt

Credit card statements keep climbing. Each payment just buys another month of the same cycle.

🧭

Drowning in advice

Every YouTube guru contradicts the last. You're paralyzed instead of moving forward.

📉

Afraid to invest

Markets feel unstable. You don't want to risk what little you've managed to save.

Sam Joher
Meet your coach

I've sat exactly where you're sitting.

Years ago, my paychecks were bigger than I ever imagined — and I was still one emergency away from disaster. Credit cards maxed out. Savings empty. Every dollar spoken for before it arrived.

The advice online didn't help. It contradicted itself, oversimplified everything, and never spoke to the reality of being a busy professional.

So I built the system I wished I had. A clear, values-based roadmap that works in any economy. Today, I coach professionals through the exact 90-day path that changed my life.

— Sam Joher

The program

The 90-Day Debt-Free Wealth Accelerator

A proven roadmap built on timeless principles — designed specifically for high-earning professionals with no time to waste.

  • Break free from the paycheck-to-paycheck loop for good
  • Invest with confidence — without gambling your future
  • Build a sustainable plan that aligns with your values
01

Mindset Shifts

Rewire the beliefs keeping you stuck in scarcity and reaction.

02

Debt Elimination

A clear order-of-operations to crush balances without sacrificing your life.

03

Credit Building

Optimize your profile so capital flows toward you, not away from you.

04

Beginner Investing

Start growing wealth confidently — even in an unstable economy.

What's included

Everything you need. Nothing you don't.

📅

90-Day Coaching Experience

Weekly strategy sessions tailored to your specific situation, goals, and timeline.

Personalized Debt Audit

We assess your full financial picture and build an actionable, step-by-step plan.

🛠️

Wealth Accelerator System

Full access to the tools, templates, and frameworks valued at over $5,000.

Plus four founding-member bonuses

1:1 Welcome Clarity Call

Build your customized debt-payoff and investment starter plan in your first week.

Private Wealth Workbook

A tangible roadmap with daily and weekly actions to keep you on track.

Lifetime Community Access

Ongoing support and accountability from a private network of peers and mentors.

Faith & Finances Workshops

A mini-series aligning your wealth-building strategy with your personal values.

⏰ Limited founding-member offer

Founding seat:
$1,497$3,000

Only 10 spots available at this rate. Once they're claimed, the price returns to $3,000 — for good.

  • 12 weekly 1:1 coaching sessions with Sam
  • Full Wealth Accelerator System ($5,000+ value)
  • Personalized debt audit & investment starter plan
  • Lifetime community + Faith & Finances workshops
Reserve your seat

Claim founding pricing

Start with a no-pressure clarity call. If it's not a fit, you walk away with a custom action plan anyway.

Book My Clarity Call →Pay & Enroll Now

Don't miss your chance to transform your financial future.

Who this is for

If you're earning well but still feel stuck — this is for you.

The Accelerator was built for ambitious professionals who refuse to let another year disappear with nothing to show for it.

High-earning professionals feeling stuck despite a great income
Doctors, engineers, lawyers, and execs tired of paycheck-to-paycheck
People who've tried budgeting apps and credit counselors with no real result
Busy professionals who want a coach — not another course collecting dust

Your next 90 days are happening either way.

Spend them stuck — or spend them building the financial life you actually want.

Claim a Founding Spot →